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Lost or Stolen Credit Card? Here`s What to Do
By Jill Kane


Unsecured Loans
Another large garage bill makes you wonder if it`s really worth spending any more money on the car. It has reached the time in its life when it`s started to cost you in upkeep and a newer model might prove to be less bothersome. With no savings to speak of you might be considering one of the Unsecured Loans that a price comparison site has pinpointed for your needs. You looked at the Unsecured Loans a few months ago but haven`t done anything about it since. Using the website that searches for low cost loans is easy as you simply enter the loan amount that you are interested in, the time period that you need it for and the purpose of the loan. The company will also need your employment status and some information about you. An initial assessment will take place for the best quote available and once the loan comparison sitee has found the best quote, they`ll be in touch with you. Think about the type of car that you could get with one of the Unsecured Loans and how much cheaper it would be to run. You could even combine a few of your other smaller loans into the new one to cut down on your monthly outgoings.

Article02.html
Many people in the UK, in fact as many as one in three UK taxpayers have paid too much tax! Greer & Taylor LLP a respected and trusted accountancy service provider has just launched a new website The Taxation People which can be found at www.thetaxationpeople.com the new online tax refund service is dedicated to getting the maximum legal tax refunds for indviduals whatever the circumstances on a `No Win No Fee` basis The Taxation People offer a online service, with a simple and easy to follow process that will guide you along the way as you get the refund you are entitled to. In the `my account` section of their site you can track the progress of your refund application and ask questions using a secure service. I would urge you to check out www.thetaxationpeople.com, where you can enlist the help of the The Taxation People who will get you the Tax Refund you are entitled to. Greer & Taylor LLP will be following up the success of their Tax Refund service The Taxation People by launching a cost effective Self Assesment Service, keep an eye on www.greer-taylor.com for more information.


Unfortunately, everyday purses and wallets become lost or stolen. The missing credit cards in your purse or wallet become the biggest concern.

Do you know what to do if this happens to you? Well, you should because a few simple steps can save you a lot of headache. It really isn`t difficult to develop an action plan for your lost or stolen credit cards.

All major credit card companies have policies to protect you from loss or theft. You just need to know how to get their policies working for you if your cards become missing.

The first step is to contact your credit card companies to report your missing cards. Many companies offer a toll free number or an online service to handle this type of problem specifically.

Fortunately, federal law states that your are only liable for the first $50.00 of fraudulent charges made to your account. However, you are still required to report the card lost or stolen and if you do so prior to any fraudulent charges, you are not liable for the $50.00 charge either.

Be sure to carefully review your statement for any charges that don`t belong to you. And, if there are any fraudulent charges to your account, notify your credit card company in writing immediately.

When your send in your written notification be sure to mail it to the billing errors address. Do not send it with your payment as it will probably become lost and never get recorded.

A lost or stolen debit card works somewhat differently from a credit card. If you report the card lost or stolen before it is used you are not liable for any charges, however, if you wait for even two business days you may be liable for up to $500.00 of any fraudulent charges made with your card.

After you have reported your missing card, be sure to review your statements carefully for any fraudulent charges. You should call, as well as, follow-up with a certified letter regarding any issues with your lost or stolen card. This added step will help to eliminate any liability on your part.

Also, remember to have your credit card contact information in a safe place where you can quickly access it if needed.

Of course, the best way to avoid these problems is to keep careful track of your credit cards. Know where your credit cards are at all times and keep your pin numbers secret. Also, be sure to use pin numbers that are not easy to figure out, such as your date or birth.

Most importantly, be prepared to contact your credit card companies via telephone and in writing as soon as possible in the event your cards become lost or stolen.

For more information about this article and/or the author visit http://www.yes-credit-cards.com/

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